Frequently Asked Questions

Refinancing

Use these funds to help grow your business! You could purchase new equipment, hire seasonal staff, consolidate debt, or even buy advertising. How to use it is up to you but be sure to have a clear use in mind before you borrow.

Lightning fast approvals mean quick access to capital.

Financing is based on gross deposits.

There is no risk of losing any real estate with a non-collateral loan.

Payments are fixed over a set time period, so you can plan your budget accordingly.

Vision Business Funding

Use these funds to help grow your business! You could purchase new equipment, hire seasonal staff, consolidate debt, or even buy advertising. How to use it is up to you but be sure to have a clear use in mind before you borrow.

Lightning fast approvals mean quick access to capital.

Financing is based on gross deposits.

There is no risk of losing any real estate with a non-collateral loan.

Payments are fixed over a set time period, so you can plan your budget accordingly.

While these loans are quick and easy to obtain, they are not for everyone. This type of financing can be quite expensive, especially if your business is relativly new. Only borrow if have a clear plan to implement funds that you believe can take your business to the next level. Avoid this type of short-term financing if you would be using it to pay off long-term debt or if you do not have a clear use for it.

The maximum loan amount is $1,000,000. However, any amount above $105,000 will require recent Business Tax Return, Balance Sheet, and Profit & Loss statements.
You can expect offers near the amount of average monthly deposits to you business account. For example: if you average $50,000 in gross deposits for the past three months, you might expect to see offers of around $50,000 and below.

Unfortunately not. There are a few industries prohibited from this type of financing. Feel free to reach out if you have questions regarding your industry.

Yes. Personal tax liens cannot exceed $150,000. The limit for Business tax liens is $105,000.
Business liens of $50K-$105K require a payment plan with proof of payments (2 months canceled checks or bank statements reflecting regular payments)

Automatic daily or weekly payments are available.

New Home Loans

Use these funds to help grow your business! You could purchase new equipment, hire seasonal staff, consolidate debt, or even buy advertising. How to use it is up to you but be sure to have a clear use in mind before you borrow.

Lightning fast approvals mean quick access to capital.

Financing is based on gross deposits.

There is no risk of losing any real estate with a non-collateral loan.

Payments are fixed over a set time period, so you can plan your budget accordingly.