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Meet Armando G. Barbosa . . .
Armando's Vision: Affordable Mortgages

Armando G. Barbosa 

Armando G. Barbosa marked his eighteenth year in the mortgage industry in San Antonio by opening Vision Mortgage Company, Ltd. in 1997. After many years of experience, and the origination of thousands of loans as a mortgage banker, Armando was compelled to address the needs of the so many home buyers by opening his own mortgage brokerage company.

Vision Mortgage Company, Ltd.'s mission is to provide a wider range of residential home loan financing than is normally available through typical mortgage banking operations. Operating without the restrictions imposed by large corporate parent ownership, Vision Mortgage Company, Ltd. has filled the void in the mortgage market, therein accessing more diverse financial markets and guaranteeing home buyers the best available home loan financing in the industry.


Following are some of the highlights of Armando Barbosa's career leading up to the founding Vision Mortgage Company, Ltd.:

1979 to 1981
Mason-McDuffie Mortgage Corporation
Residential Loan Originator.

1981 to 1983
Banco Mortgage Company, now Norwest Mortgage Corporation
Residential Loan Originator.

1983 to 1985
International Mortgage Corporation/K & B Corporation
Branch Manager.

1985 to 1988
Alamo Investment Company (acquired by Great Central Mortgage Company)
Branch Manager.
Supervised retail and correspondent origination activities. Focused on builder development when acquired by Great Central Mortgage Company.

1988 to 1994
Associates National Mortgage Company (acquired by Independence One Mortgage)
Director of Builder Lending, Senior Loan Officer.
Maintained builder accounts, developed interim loan programs and criteria for builder interim lending.

1994 to 1997
Old Kent Mortgage Company
Senior Loan Officer.
Responsibilities included new home builder and REALTOR® account development, customer-direct seminars, program development, training production personnel, and personal residential loan production. Primary activities involved the sourcing of business through new home builders in the San Antonio and surrounding metropolitan areas. Approximately 75% of residential loan production involved new construction utilizing the principal s the One-Time Close Construction Permanent loan program. The remaining production was derived from REALTORS® and customer referrals. Armando also at this time developed a number of customer-direct seminars that attracted hundreds of potential home buyers to a variety of gatherings. Sessions included "First Time Home Buyer" program, "Crippled Credit" program, and the most successful program entitled "Building and Financing Your Custom Home".

My experience will serve as your guidepost, helping you to formulate your decisions concerning permanent loan financing. I can add valuable insight by sharing my personally and exclusively designed computer models. These borrowing models allow you to explore all applicable scenarios. I specialize in Commercial Lending for Speculative Residential Construction funding. I will be happy to help you with any of your mortgage needs.

I was selected by the San Antonio Sales and Marketing Council of the Greater San Antonio Builders Association as the 1997 Mortgage Loan Originator of the Year. They presented me with the coveted Eagle award during their recent ceremony. This marks the second time (the first in 1991) that I have received this honor.

I recently co-chaired the 2000 Fall Festival of Homes held at the luxurious River Crossing subdivision, was the chairman of the Spring 2001 Parade of Homes held at the beautiful Summerglen Subdivision. For more information on these and other Parades of Homes™, visit!


The Barbosa Family, 2004

The Barbosa Family, 1992


Armando's sons, 1996

Johnny and Joey Barbosa



The Wind Beneath My Wings!



This came to me in an e-mail and I think it's worth passing on . . .

An elderly carpenter was ready to retire. He told his employer, a contractor, of his plans to leave the house-building business and live a more leisurely life with his wife and enjoy his extended family. We would miss the paycheck, but he needed to retire. They could get by. The contractor was sorry to see his good worker go and asked if he could build just one more house as a personal favor. The carpenter said yes, but in time it was easy to see that his heart was not in his work. He resorted to shoddy workmanship and used inferior materials. It was an unfortunate way to end a dedicated career.

When the carpenter finished his work, the employer came to inspect the house. He handed the front-door key to the carpenter. "This is your house," he said, "my gift to you."

The carpenter was shocked! What a shame! If he had only known he was building his own house, he would have done it all so differently. So it is with us. We build our lives, a day at a time, often putting less than our best into the building. Then with a shock realize we have to live in the house we have built. If we could do it over, we'd do it much differently. But we cannot go back. You are the carpenter. Each day you hammer a nail, place a board, or erect a wall. "Life is a do-it-yourself project," someone has said. Your attitudes and the choices you make today, build the "house" you live in tomorrow.

Build wisely!

"Where there is no vision, the people perish . . . " Proverbs 29:18

Texas Dept of Savings & Mortgage Lending Recovery Fund Notice

These materials are not from HUD or FHA and this document was not approved by the Department or Government Agency.
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Vision Mortgage Company, Ltd.
In the Lincoln Center Building at Callaghan and I.H. 10 West
7800 I.H. 10 West, Suite 112 ~ San Antonio, Texas 78230-4768 ~ U.S.A.
Office: 210.348.0077 ~ Fax: 210.348.0542 ~ Cellular: 210.823.LOAN (5626)
Residential Mortgage Loan Originator NMLS ID# 340140
Company NMLS ID# 338634


Vision Mortgage Company is in the Lincoln Center, I-10 at Callaghan in San Antonio, Texas.

Please be advised that under FCC guidelines, Vision Mortgage Company, Ltd. does not accept unsolicited fax advertisements from any sources.

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